PB Cash Care Plan

A perfect complement to your hospitalization plan
A hassle-free hospitalization plan does not only take care of your medical expenses, but will also take care of your greater needs during hospitalization by providing daily cash to reduce your financial burden. Here is how PB Cash Care can complement your medical coverage. By having a daily hospitalization benefit of up to RM600, you have less worry on your hospitalization and medical expenses.

For added assurance, PB Cash Care provides another layer of protection by doubling the daily hospital cash in the event of admission into the intensive care unit (ICU).

What is PB Cash Care?
PB Cash Care is a yearly renewable hospital income plan that pays out daily cash benefit upon hospitalization due to illness* or accident** where the treatment or hospitalization is sought in Malaysia. For added assurance, the daily hospital cash benefit doubles upon admission into the ICU^.

*if you are hospitalized for at least 3 consecutive days, and the payment of daily cash commence from day 1.

**For hospitalization due to accident, the entitlement and payment of daily cash commence from day 1.

To make the coverage of PB Cash Care even more wholesome, this plan has value added benefits that are payable as a result of accident, covering medical reimbursement, ambulance fees and compassionate benefit.

This product is designed exclusively for Public Bank Berhad customers only. Easy to apply, easy to pay. So, what are you waiting for?

How You and Your Family Can Benefit?

1. Dual-event protection covering illness and accident.
   
2. Doubling of daily hospital cash benefit in the event of admission into ICU.
3. High lifetime limit for daily hospital cash benefit where it is claimable for up to 365 days (inclusive of ICU stay).
4. 5% discount on premium should you add protection for your spouse and children.
5. Easy and simple enrolment process with no medical examination required.
6. Convenient Premium Payment via auto debit from your Public Bank account.
7. Affordable Premium for as little as RM1.33 per day.
   

Note:

• Premium rates are not guaranteed and increase with attained age

* The maximum entry age for this plan is fifty nine (59) years (nearest birthday) for the Insured Accountholder's Spouse and seventeen (17) years (nearest birthday) for the Insured Accountholder's Child. However, the insurance cover is renewable up to the Policy Anniversary nearest to the sixty fourth (64th) birthday of the Insured Accountholder's Spouse or the seventeenth (17th) birthday of the Insured Accountholder's Child or the sixty fourth (64th) birthday of the Insured Accountholder, whichever is earlier. The insurance cover of the Spouse and Child of Insured Accountholders are renewable provided that the insurance cover of the Insured Accountholder is still in force.

What doesn't PB Cash Care cover?
This policy does not cover any hospitalisation, surgery or charges, compassionate benefits caused directly or indirectly by any one of the following situations or occurrences:'

1. Injury sustained prior to the Effective Date or Reinstatement Date, whichever is later;
2. Pre-existing illness;
3. The treatment of Specified Illnesses during the first one hundred and twenty (120) days from effective date of insurance;
4. Due to any Illness occurring within thirty (30) days from effective date of insurance;
5. Pregnancy and childbirth related treatment;
6. Suicide; and
7. Other standard exclusions

The description, benefits, exclusions, terms and conditions described above have been summarized and are not exhaustive. Details of more complete terms, conditions and exclusions are available in your Certificate of Insurance.

Facilities of paying Premium
Autodebit through Public Bank accounts

For premium payment via autodebit, there will not be any prior notice sent to the insured accountholders. No official receipt will be issued for payment via autodebit payment. The validated deposit slip or premium deduction shown in either your bank statement/ savings passbook is considered as proof of payment.

What if I change my mind about this coverage?
You can call ING Insurance Berhad at 1-800-181-464 to cancel your policy over the phone before certificate of insurance is issued. Alternatively, you may cancel your coverage at any time by written notice to ING Insurance Berhad.

** This product is specially brought to Public Bank's customers via its Bancassurance program with ING and is sold through Telemarketing only.

Sign up today and get protected. To find out more, please contact Public Bank's toll free line at 1800-22- 9999.

Product Disclosure Sheet:
- English version, please click here
- Bahasa Malaysia version, please click here